Retail

Wholesale

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

EPM - About Us

About EPM

At EPM, our management team has over 50 years experience in the mortgage industry. We provide exceptional pricing without compromising follow through and customer service for thousands of clients annually.

The Mortgage Bankers Association monitors all members to assure they provide mortgage solutions to fit each customer’s unique financial situation.

Who we are

We are a licensed mortgage banker, also known as a non-bank lender. We are not a depository and focus only on residential financing with the sole goal of helping people achieve the dream of homeownership. Our focus is on the relationship, and we differentiate ourselves with a service-driven method.

What We Do

We teach financing, we don’t sell it. By educating consumers and providing financing strategies to improve cash flow, we bring value to each of our clients to placing them in the driver’s seat for financial success. 

Our Mortgage Loan Originators are your financial advocates – for life.

How We Do It

Unlike other mortgage lenders, we have more control over the entire lending process.

By streamlining the transaction process and providing higher levels of customer service, we are able to provide a personalized experience to accomplish your homeownership goals.

Ready To Begin Your
Homeownership Journey?

Get Pre-Approved Now

Ready to Begin Your
Homeownership Journey?
Get Pre-Approved Now
EPM - Pre-Qualify Now

OUR CORE VALUES

We take great strides each and every day to make sure we are living our virtues to create a culture that is like no other in the industry. The culture at EPM comes directly from our Core Values and we use these values to drive our decisions which in turn drives our actions.

SHOW THE WAY

• Do The Right Thing, Always.
• Practice Blameless Problem-solving.
• Demonstrate Empathy.
• Treasure, Protect, and Promote EPM.
• Show Sincere Appreciation.
• Show You Care.
• Be Proud Of Our Appearance.

OWN UNIQUE

• Be Resourceful.
• Always Be Evolving.
• Speak Courageously.
• Continuously Improve Yourself.

STRUGGLE WELL

• Honor Commitments.
• Deliver Results.
• “Bring It” Every Day.
• Deliver Superfan Service.
• Get The Details Right.
• Mediocrity Is Your Enemy.
• Set And Ask For Expectations.

UNIFY THROUGH
COLLABORATION
• Share Best Information.
• Think EPM First.
• Choose Positivity.
• Listen to Understand.
• Keep Things Fun.

SHOW THE WAY

• Do The Right Thing, Always.
• Practice Blameless Problem-solving.
• Demonstrate Empathy.
• Treasure, Protect, and Promote EPM.
• Show Sincere Appreciation.
• Show You Care.
• Be Proud Of Our Appearance.

OWN UNIQUE

• Be Resourceful.
• Always Be Evolving.
• Speak Courageously.
• Continuously Improve Yourself.

STRUGGLE WELL

• Honor Commitments.
• Deliver Results.
• “Bring It” Every Day.
• Deliver Superfan Service.
• Get The Details Right.
• Mediocrity Is Your Enemy.
• Set And Ask For Expectations.

UNIFY THROUGH
COLLABORATION
• Share Best Information.
• Think EPM First.
• Choose Positivity.
• Listen to Understand.
• Keep Things Fun.

“EPM is committed to family and nothing brings a family together more than their home.”

– EDDY PEREZ, CEO & Founder
Eddy Perez, CEO & Founder

“EPM is committed to family and nothing brings a family together more than their home.”

– EDDY PEREZ, CEO & Founder
Eddy Perez, CEO & Founder
EPM - How is EPM Different

How is EPM Different?

EPM is a national lender! Our speed, transparency, and diverse product line reflect the trust we have earned with our partnerships and clients.

Can EPM Help me?

Absolutely! EPM assists our clients using a diverse group of mortgage products that cover a wide spectrum of financial and credit situations, including direct lending. What’s more, our generous satisfaction guarantees apply to every borrower, not just the prime credit consumer.

Also, consider this, there is no cost or obligation to apply for a loan or get a custom loan search.

EPM - Can EPM Help Me?
EPM - What is the Consumer Connect Portal

What is the Consumer Connect Portal?

During the process of completing an online loan application, you will be asked to register for our Consumer Connect Portal.

The portal provides direct access to the loan file, the ability to upload and e-sign documents securely and loan status updates along the way. You can access the portal as often as you like, 24 hours a day, 7 days a week as you progress through the loan process.

EPM - About Us

How is EPM Different?

EPM is a national lender! Our speed, transparency, and diverse product line reflect the trust we have earned with our partnerships and clients.

EPM - About Us

Can EPM Help me?

Absolutely! EPM assists our clients using a diverse group of mortgage products that cover a wide spectrum of financial and credit situations, including direct lending. What’s more, our generous satisfaction guarantees apply to every borrower, not just the prime credit consumer.

Also, consider this, there is no cost or obligation to apply for a loan or get a custom loan search.

EPM - About Us

What is the Consumer Connect Portal?

During the process of completing an online loan application, you will be asked to register for our Consumer Connect Portal.

The portal provides direct access to the loan file, the ability to upload and e-sign documents securely and loan status updates along the way. You can access the portal as often as you like, 24 hours a day, 7 days a week as you progress through the loan process.