Get a Mortgage Approval Before You Buy
EPM’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy.
A Decision First® approval identifies any challenges early on and prevents problems and delays after you sign a contract.
Decision First® saves time by providing:
Advantages of Pre-Underwriting
Provides a Formal Loan Approval
Unlike a simple prequalification, a Decision First® pre-approval requires a formal pre-underwriting review and delivers a loan approval in advance. A prequalification is a scratch of the surface while a Decision First® pre-approval looks under every stone and leaves no doubt about your ability to qualify for a mortgage.
Expedite the Transaction
A Decision First® pre-approval gets you further down the field before you sign a contract. Formal pre-underwriting provides a conditional loan approval in advance of buying or refinancing a home and allows for faster closing times.
Make Your Offer Stronger